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A prepaid card and one app

Keep the cash. Lose the chaos.

Nal is a prepaid card and one app for schools, markets and shops. Cash goes in. A record comes out — every purchase, in the app, as it happens.

  • Live sinceFebruary 2025
  • Parent adoption, launched grades80%
  • Cards issued500
  • Authorization<100ms

Why Nal exists

Cash is King. But Cash is Chaos.

A child takes twenty shekels to school and nobody knows what happened to it. The canteen counts a box of coins every afternoon and writes the total in a notebook. Keep the cash — lose the part nobody can account for.

Cash today

Invisible
no record of anything
Manual
counted by hand, daily
Leaky
money goes missing

Cash with Nal

Visible
every purchase, in the app
Automatic
no counting, no notebook
Traceable
nothing goes missing

Platform

The building blocks.

Shared primitives that power all three products. Soon available via API.

Wallets & Balances

Real-time balance tracking with instant top-ups and transfers. The core primitive developers interact with most.

Identity & Roles

One system, many institutions. Each runs their own rules.

Acceptance

POS integration, NFC cards, and QR-based payment acceptance.

Reconciliation

Automated settlement with real-time reporting and audit trails.

Integrations

APIs, webhooks, and SDKs for seamless system integration.

Security

End-to-end encryption, fraud detection, and compliance controls across every transaction.

Two ways in.

The company

Nal Software OÜ

We started in a school canteen in Jerusalem, because that is where the problem was in front of us. Today the same system runs in schools, shops and temporary markets.

sales@nalsoftware.com